(Part 2 of 2)

Although there are many more, Illinois lists the following as the most common sources of missing money: abandoned savings and checking accounts, unpaid wages or commissions, stock, bonds, mutual funds, un-cashed dividends, customer deposits or overpayments, credit balances, refunds, money orders, travelers checks, paid-up life insurance policies, safe deposit box contents. People who have had or know someone who may have had one of these accounts at some point in the past is encouraged to search frequently.

The Illinois State Treasury has given back over 432 million dollars since it took control of the unclaimed funds program in 1999, $84 million of which was given back in 2006 alone, but with 1.4 Billion dollars waiting to be claimed and more coming in every year, the pile of cash will continue to grow.

Because money is constantly added to the fund, it is important to check regularly, not just once. Money belonging to you might be added tomorrow, or next week, or next month, or depending on the type of property in five years if that's the proper dormancy period. Each type of asset has its own dormancy period in each state, after which state laws require the holder to turn it over to the state who will then hold it until the true owner comes forward to claim it.

Additionally, residents of Illinois might be owed unclaimed funds in other states even if they've never lived in or even set foot in them. Items like insurance overpayments when an employer uses an out of state insurance company can cause found money to wind up in other states. Also, issues often come up corporations are incorporated in another state.

The bottom line is that the state of Illinois is currently home to a massive amount of cash that belongs to its residents who just need to learn the correct ways to search, how often to search, and where to search. Learning these search tips from locators with years of experience in this field can greatly enhance your abilities to locate your money.

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